Business mortgages across the UK, nation by nation
We arrange premises finance for trading companies anywhere in the United Kingdom. The lenders are largely the same everywhere; the property tax, the legal process and the local premises market are not.
Different tax, different legal process
Scotland has its own land law and Land and Buildings Transaction Tax; Wales has Land Transaction Tax; England and Northern Ireland use Stamp Duty Land Tax.
England
From a London office to a Pennine workshop, the tax, the law and the lender's security are the same across England. What changes from region to region is the business and the building.
LBTTScotland
Buying business premises in Scotland means a different tax, a different legal system and a different form of lender security. We arrange the commercial mortgage around all three.
LTTWales
Wales has its own property tax but shares its legal system with England. We arrange commercial mortgages for Welsh trading businesses with both in mind.
SDLTNorthern Ireland
Northern Ireland pays the same stamp duty as England but has its own legal jurisdiction and its own land registry. We arrange business premises finance with both in view.
Every county, council area and borough we cover
144 county-level pages and 217 town and city pages, each with the local premises market, the tax that applies and how we arrange the finance there.
Tell us about the premises
Send us the property, the price and a picture of how the business trades. We will come back with a view on what the market is likely to offer, usually within one working day. There is no charge to enquire.
Matt Lenzie reads every enquiry himself.